If you are experiencing severe financial difficulties and owe money to a number of lenders, Cabot Financial would recommend the services of either of the following free debt counselling services. Neither of these organisations should be confused with others who advertise services and charge fees.
StepChange Debt Charity is a registered charity offering free, confidential advice and support to anyone who is worried about debt.
For online debt counselling tailored to your individual circumstances, try the StepChange Debt Remedy Tool. All advice and recommendations are backed by 15 years of experience and knowledge gained by StepChange counsellors. You don't have to give your name and the StepChange service is totally free.
They help, advise, support and provide solutions to more than 100,000 people for free every year. They have expertise in offering a full range of debt solutions including free Debt Management plans (DMPs) and Individual Voluntary Arrangements (IVAs), which can be tailored to suit your personal circumstances.
You can contact PayPlan on 0800 917 7823