Complaints process

How do I contact you?
If any issues arise in the course of your dealings with us, let us know as quickly as possible. Most problems can be resolved quickly by a Customer Consultant, so we advise that you get in touch as soon as you realise there is an issue.

What if I'm still not satisfied?
If our Customer Consultants can’t resolve your concerns, the matter will be referred to the Complaints team. If our complaints team haven't already resolved your issue, Cabot will contact you either by telephone or in writing to let you know that we’ve received your complaint. If you have any documentation that could help us with our enquiries, please forward this as soon as possible so that we can resolve your complaint more quickly. 

How long will it take? 
Regulatory requirements mean we have eight weeks in which to resolve your complaint, however, we aim to conclude our investigation and send out a final response by week four. If we’re unable to do so (if we are awaiting information, for example), we will keep you updated with our progress throughout. In any case, our final response will be issued by week 8.


For further information, please download our 'Resolving your complaint' leaflet.



For all queries, please contact us using our web contact form, or live chat with us for an instant response from one of our Customer Consultants. 

If you wish to send us any documents relating to your account, you can email us on cabotwebcustomer@cabotfinancial.com 

We appreciate that in some circumstances, you may not be happy with our final response. If this is the case, let us know and we will investigate further to resolve any additional concerns you may have. It’s often easier to discuss things over the phone as we can often resolve the situation quicker.

Our Customer Complaint Handlers are available on 0345 849 8891 from 08.00 - 17.00 (Monday to Friday).* Or you can email: complaints@cabotfinancial.com.

*Calls to our 03 numbers are charged at local rate from landlines and mobiles.


Please make sure you include the following details with your email to help us respond to your query sooner:

  • Your full name
  • Date of birth
  • Full address including postcode 
  • Reference number
  • Please also state if you share your email account with anyone else

Escalation process

Should you feel that your complaint has not been resolved satisfactorily through our complaints procedure, you may refer the matter to the Financial Ombudsman Service within six months of our final response. The contact details are:

Financial Ombudsman Service 
Exchange Tower 
E14 9SR

Tel: 0300 1239 123

Email: complaint.info@financial-ombudsman.org.uk

Web: www.financial-ombudsman.org.uk

Please be advised that the Financial Ombudsman Service is not able to investigate every complaint that it receives, as the issue may not be within its jurisdiction.


Alternatively, we are a member of the Credit Services Association (CSA), who can also act as a mediator. Their contact details are:

Credit Services Association Ltd 
2 Esh Plaza 
Sir Bobby Robson Way
Great Park 
Newcastle Upon Tyne 
NE13 9BA

Tel: 0191 21 7 0775

Web: www.csa-uk.com


Please note: We may monitor or record phone calls with you to help improve the quality of our service.

View CCM Complaints Data