To make sure you get the best advice and assistance, we work with several debt management agencies that give free financial advice and help vulnerable people to achieve their financial goals.

These include:



Established: 1992

Offers: Free debt help

Has helped: over 100,000 people every year

What do they do: PayPlan offers free and confidential money advice that can help you to take back control of your finances. They offer advice by phone, email and live chat making it quick and easy to access the advice you need.

You can call on 0800 280 2816.

Lines are open Monday to Friday, 8.00am to 8.00pm and Saturday, 9.00am to 3.00pm

Visit PayPlan

Citizens Advice

Citizens Advice

Established: 1939

Offers: Free, confidential legal, consumer and money advice across the UK

What do they do: Citizens Advice quickly became a specialist in money management issues as WWII quickly began to impact household incomes and continues to offer advice to those struggling with their finances. 

Visit Citizens Advice

Stepchange Debt Charity

Stepchange Debt Charity

StepChange Debt Charity

Established: 1993

People helped: 5m

What do they do: StepChange Debt Charity help over 600,000 people a year deal with their debt problems and get their lives back on track. They offer free advice that is based on a comprehensive assessment of your situation and provide practical solutions and support for however long it’s needed. Take the first step to a debt-free future, call 0800 138 1111 (Freephone including all mobiles) or get online advice at www.stepchange.org

Open: Mon - Fri from 8.00am to 8.00pm and Saturday from 8.00am to 4.00pm.

Visit Stepchange